Multidimensional Transformation of the Banking Sector

Digitalisation, Demographics, Regulation and Customer Centricity as Key Drivers of Change

Multidimensional Transformation of the Banking Sector

Digitalisation, Demographics, Regulation and Customer Centricity as Key Drivers of Change

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This book provides a concise overview of the complex challenges facing credit institutions amid the conflicting forces of digitalisation, demographic change and shifting customer expectations. In particular, it takes an in-depth look at the strategic implications of technological innovations such as artificial intelligence, blockchain and platform economics, as well as the impact of evolving regulatory frameworks. These developments have a far-reaching impact on business models, customer interaction and competitive structures. The book offers an in-depth analysis of current developments and reflects on the requirements for the strategic positioning of German and European banks in an increasingly competitive environment.



Introduction and Overview

Strategic View of a European Financial Industry
Digital Transformation in the Banking Sector
Artificial Intelligence Generates Innovation and Risk Awareness in Banks
Crypto Market 2025: Between Euphoria and Regulation An Area of Tension for Europe's Credit Institutions
Changing Demand Behaviour
Effects of Demographic Development
Competitive Situation in the Banking Sector A Brief Overview.


ISBN 978-3-658-51283-5
Media type Book
Copyright year 2026
Publisher Springer, Berlin
Illustrations Approx. 50 p.
Language English